Decision Assistants
Stop using spreadsheets. Use our privacy-first calculators to demystify annual fees, optimize your rewards, and eliminate debt.
100% Client-side. We don't save your financial numbers.
Annual Fee Break-Even
Find out precisely how much you need to spend to justify a card's annual fee compared to a no-fee alternative.
Rewards Strategy Optimizer
Allocate your monthly budget across categories and let us build you the highest-yielding card strategy.
Balance Transfer Estimator
Calculate exactly how much interest you could save with a 0% introductory APR offer.
Credit Building Checklist
A step-by-step framework to establish or rebuild your credit score without falling into debt traps.