Offer Detail

opensky® Secured Visa® Credit Card

Issued by OpenSky

'; $feed_html += 'You're pre-approved*Earn up to 10% cash back on everyday purchasesNo credit check required – 89% approval rate with zero credit risk to apply!Boost your credit score fast—2 out of 3 openSky® cardholders see an average increase of 47 points after 6 monthsTrack your progress with free access to your FICO® score in our mobile appBuild your credit history with reporting to all three major credit bureaus: Experian, Equifax, and TransUnionSeamless payments—add your card to Apple Pay, Google Pay, and Samsung PayStart with just $200—secure your credit line with a refundable depositFast and easy application—apply in minutes with our mobile-first experienceFlexible payment options—pick a due date that works for youMore time to fund—spread your security deposit over 60 days with layawayJoin 1.6 million+ cardholders who have used openSky® to build better credit!**Pre-Approved means that you have met the initial criteria for this credit card; however, your application may be rejected if any of the following apply: You are a non-United States resident; the social security number you provide is invalid or we are unable to verify your identity under federal law; you are under 18 years old; your monthly expenses are greater than your monthly income; you lack sufficient income or assets to pay the monthly payment required for this card; you have two or more open credit card accounts with Capital Bank; or your account history on any current or previous relationship with Capital Bank is not in good standing.