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Offer Detail

Chase Sapphire Preferred

Issued by Chase

The Chase Sapphire Preferred is one of the most popular mid-tier travel credit cards, offering strong rewards on travel and dining purchases. It earns Chase Ultimate Rewards points, which can be transferred to airline and hotel partners for potentially high value. The moderate annual fee is easy to justify given its benefits and earning potential. It is an excellent entry point for users looking to get serious about travel rewards.

Current public offer:75,000 bonus points after $5,000 in 3 months
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Annual Fee
$95
Welcome Offer
75,000 bonus points
Spend Requirement
$5,000 in 3 months

To unlock the welcome offer.

Strategy Fit
-10/ 100

Curated for My Profile

Quick Actions

Continue with this offer

Annual Fee
$95
Apply NowOpens a disclosure page in a new tab before sending you to the issuer.
Worth ~75,000 bonus pointsPopular this week

Active and recently checked. Credit profile: Fair.

Public offer: 75,000 bonus points after $5,000 in 3 months.

Last verified by CardCura: 3/19/2026

Fit Guidance

Is this card right for you?

Curated for My Profile.

Profile-aware guidance

Who it's for

  • Users who want flexible travel rewards with transfer partners.
  • Travelers who spend regularly on dining and travel.
  • Cardholders looking for a mid-tier card with strong value.
  • Beginners entering the travel rewards ecosystem.

Who it's NOT for

  • Users who prefer simple cashback cards.
  • People who do not travel frequently.
  • Users seeking premium luxury travel perks.
  • Those looking for a no annual fee option.

Questions to ask yourself

  • "Will I actually use enough of the built-in credits to offset the $95 fee?"
  • "Do I travel enough each year to make travel rewards worthwhile?"

Explainability

How this offer scores

Here are the core factors we use to evaluate this offer based on general tags and features.

Current explanation is curated for My Profile.

  • Primary Goal Match

    Supports this offer for the selected goals or common usage pattern.

    +40
  • Annual fee mismatch

    This is a tradeoff to weigh before you apply.

    -50

Verification

Data Provenance

Our intelligence engine builds this profile by analyzing structured data from registry sources. Offers can change. Always verify details on the issuer site before applying.

  • Chase Official Site
    Fetched 17 days ago

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Financial Disclaimer

CardCura provides informational comparisons of credit cards. Approval is determined by Chase and depends on the applicant's full financial profile. CardCura is not a bank, lender, or financial advisor.

CardCura uses AI to tailor search, matching, strategy, and wallet guidance around each user's needs. We may earn commissions on some cards to support operations, but affiliate data is not fed into our AI model and does not change recommendations or rankings. When a partner link is available, CardCura labels it and still directs users to the official issuer website to review live terms before applying.

Review our methodology, editorial guidelines, and affiliate disclosure for details on how rankings and monetization work.

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Offer Snapshot

Classification and search context

Chase Sapphire Preferred is currently classified as a travel credit card in the mid annual fee bucket. These labels help keep comparison pages and on-page context aligned with how people actually evaluate cards.

Card Type
Travel credit card

Used to place this offer in the right comparison set and travel, cashback, or business journey.

Annual Fee Tier
Mid annual fee

Keeps fee expectations clear before you compare this card against lower-cost or premium alternatives.

Relevant Topics
travel rewards credit cardultimate rewards points

These topics are shown as reader-facing context, not hidden keyword stuffing, so the page stays useful for both search engines and people comparing cards.

Chase Sapphire Preferred Review | CardCura