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Offer Detail

Bank of America Customized Cash Rewards Credit Card

Issued by Bank of America

The Bank of America Customized Cash Rewards Credit Card allows users to choose their preferred cashback category, such as online shopping, dining, or gas. This flexibility makes it a strong option for tailoring rewards to individual spending habits. The value can be further enhanced for Preferred Rewards members through boosted earning rates. It is a versatile card for users who want customization without complexity.

Current public offer:$200 cash rewards bonus after $1,000
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Annual Fee
$0
Welcome Offer
$200 cash rewards bonus
Spend Requirement
$1,000

To unlock the welcome offer.

Strategy Fit
10/ 100

Curated for My Profile

Quick Actions

Continue with this offer

Annual Fee
$0
Apply NowOpens a disclosure page in a new tab before sending you to the issuer.
Worth ~$200 cash rewards bonusPopular this week

Active and recently checked. Credit profile: Good.

Public offer: $200 cash rewards bonus after $1,000.

Last verified by CardCura: 3/19/2026

Fit Guidance

Is this card right for you?

Curated for My Profile.

Profile-aware guidance

Who it's for

  • Users who want to choose their own cashback categories.
  • Bank of America customers who can benefit from Preferred Rewards boosts.
  • People with predictable spending patterns in specific categories.
  • Cardholders looking for flexible cashback options.

Who it's NOT for

  • Users who prefer flat cashback across all purchases.
  • People who do not want to manage category selections.
  • Travel-focused users seeking transferable points.
  • Users without a Bank of America relationship.

Questions to ask yourself

  • "Does this card align with my top three spending categories?"

Explainability

How this offer scores

Here are the core factors we use to evaluate this offer based on general tags and features.

Current explanation is curated for My Profile.

  • No Annual Fee

    Supports this offer for the selected goals or common usage pattern.

    +10

Verification

Data Provenance

Our intelligence engine builds this profile by analyzing structured data from registry sources. Offers can change. Always verify details on the issuer site before applying.

  • Bank of America Official Site
    Fetched 17 days ago

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Financial Disclaimer

CardCura provides informational comparisons of credit cards. Approval is determined by Bank of America and depends on the applicant's full financial profile. CardCura is not a bank, lender, or financial advisor.

CardCura uses AI to tailor search, matching, strategy, and wallet guidance around each user's needs. We may earn commissions on some cards to support operations, but affiliate data is not fed into our AI model and does not change recommendations or rankings. When a partner link is available, CardCura labels it and still directs users to the official issuer website to review live terms before applying.

Review our methodology, editorial guidelines, and affiliate disclosure for details on how rankings and monetization work.

Offer Snapshot

Classification and search context

Bank of America Customized Cash Rewards Credit Card is currently classified as a cashback credit card in the no annual fee bucket. These labels help keep comparison pages and on-page context aligned with how people actually evaluate cards.

Card Type
Cashback credit card

Used to place this offer in the right comparison set and travel, cashback, or business journey.

Annual Fee Tier
No annual fee

Keeps fee expectations clear before you compare this card against lower-cost or premium alternatives.

Relevant Topics
customized cash rewardsbank of america cashbackcategory cashback card

These topics are shown as reader-facing context, not hidden keyword stuffing, so the page stays useful for both search engines and people comparing cards.

Bank of America Customized Cash Rewards Credit Card Revie...